The “Tapping Super For Home Purchase” Conundrum!

Digital Finance Analytics (DFA) Blog

May 10 2024 | 00:17:14

00:00 / 00:17:14

Show Notes

Housing affordability is shot, as we have been discussing, thanks to demand stoked by high migration, higher lending multiples as the financial system was deregulation, and higher interest rates mirroring the RBA’s battle to tame inflation. As a result first time buyers are delaying their purchase by several years, and more borrowers are leveraged up to the gills, despite first home grant schemes, and shared equity schemes, which as the Productivity Commission showed did help a few get into the market, but lifted prices for everyone else, so did not help structurally. Australians are already among the highest carriers of […]

Other Episodes

Episode

August 05, 2019 • 00:11:00

End Cycle Or Mid Cycle? – That Is The Question!

We consider the point in the economic cycle we are in, given the Fed’s move last week. Meantime, in Australia, how close to the...

Episode

November 14, 2019 • 00:05:30

Employment Looks Shaky In October [Podcast]

We review the latest data from the ABS, and the 19,000 FALL in jobs, the first for some time. https://www.abs.gov.au/AUSSTATS/[email protected]/DetailsPage/6202.0Oct%202019?OpenDocument Share this:EmailPrintTwitterFacebookLinkedInReddit

Episode 0

March 10, 2020 • 00:10:35

More Data Triangulation Points [Podcast]

We look at the latest economic data to test our view of the economy. What does it tell us about the market's trajectory?