How To Fix Housing Affordability, Kiwi Style [But]….

Digital Finance Analytics (DFA) Blog

Aug 17 2025 | 00:10:23

00:00 / 00:10:23

Show Notes

Despite the Reserve Bank of New Zealand cutting the official cash rate (OCR) by 2.25% and with further rate cuts expected, New Zealand home prices nationally are down nearly 17% over 45 months and are only 3.4% higher than five years ago. This, despite the reduction in the OCR has driven down the cost of new mortgages. Of course, the reduction in migration is part of the reason, mirroring data I discussed recently from Canada. Net overseas migration into New Zealand is also at a 2.5-year low due to a surge in residents seeking better opportunities in Australia. The broader […]

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