How Do We Know That Mortgage Arrears Are Now Rising In Australia?

July 19, 2024 00:21:52
How Do We Know That Mortgage Arrears Are Now Rising In Australia?
Digital Finance Analytics (DFA) Blog
How Do We Know That Mortgage Arrears Are Now Rising In Australia?

Jul 19 2024 | 00:21:52

/

Show Notes

The latest RBA bulletin, just released, contained a couple of significant articles relating to mortgage arrears and serviceability. The first, “Recent Drivers of Housing Loan Arrears” shows that Housing loan arrears rates have increased from low levels since late 2022, with banks expecting them to rise a bit further from here. High LVR and DTI loans are most at risk. No surprise there. The second, “How the RBA Uses the Securitisation Dataset to Assess Financial Stability Risks from Mortgage Lending” makes the point that the data used relating to around one third of loans, contains lags of up to 2 […]

Other Episodes

Episode

February 16, 2025 00:12:09
Episode Cover

The Housing Hunger Games Moves Centre Stage!

The political games are in full swing now, ahead of the RBA’s rate call on Tuesday and if they do cut, many are calling...

Listen

Episode 0

January 28, 2020 00:14:44
Episode Cover

Why Retirement Needs A Reboot [Podcast]

We look at a recent report on the future of retirement. There are some big issues on the horizon. https://www.credit-suisse.com/about-us-news/en/articles/media-releases/credit-suisse-research-institute-publishes-study-urging-rethink--202001.html

Listen

Episode

September 21, 2024 00:27:57
Episode Cover

Damp Squib Of A Rate Cut Has Markets On Watch!

This is our weekly market update, designed to help me digest what is happening, starting in the US, probably the most consequential market in...

Listen