How Do We Know That Mortgage Arrears Are Now Rising In Australia?

Digital Finance Analytics (DFA) Blog

Jul 19 2024 | 00:21:52

00:00 / 00:21:52

Show Notes

The latest RBA bulletin, just released, contained a couple of significant articles relating to mortgage arrears and serviceability. The first, “Recent Drivers of Housing Loan Arrears” shows that Housing loan arrears rates have increased from low levels since late 2022, with banks expecting them to rise a bit further from here. High LVR and DTI loans are most at risk. No surprise there. The second, “How the RBA Uses the Securitisation Dataset to Assess Financial Stability Risks from Mortgage Lending” makes the point that the data used relating to around one third of loans, contains lags of up to 2 […]

Other Episodes

Episode 0

October 11, 2021 • 00:51:56

Its Edwin's Monday Evening Property Rant! [Podcast]

The latest from our Property Insider. Real Estate Agents becoming cops? Listing set to rise? 40% defective units, and how to grow long carrots....

Episode

January 18, 2024 • 00:08:01

Falling Trend Hours Worked May Signal Interest Rate Peak!

Economists got a surprise today as employment fell 65,100 in the month, compared with an average expected rise of 15,000, as hours worked and...

Episode 0

February 22, 2021 • 00:29:36

Its Edwin's Monday Evening Property Rant [Podcast]

The latest from our Property insider Edwin Almeida. And a special guest appearance too. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/