Banks’ Home Lending Mobbed By A Wet Lettuce (Again)!

November 27, 2025 00:16:34
Banks’ Home Lending Mobbed By A Wet Lettuce (Again)!
Digital Finance Analytics (DFA) Blog
Banks’ Home Lending Mobbed By A Wet Lettuce (Again)!

Nov 27 2025 | 00:16:34

/

Show Notes

As I have been highlighting, lending for mortgages has been growing way faster than inflation, including for investor borrowers, and this is first lifting prices because the growth of credit is one of the stronger levers of home price growth, along side higher migration, but also put more households in high-debt to income scenarios, while lifting typical repayments for many to more than 40% of income. The red warning lights have been flashing for months, and even the Reserve Bank recently warned of risking risks in their latest statement on monetary policy. Investor activity, the RBA’s analysts wrote, “tends to […]

Other Episodes

Episode

August 14, 2019 00:12:32
Episode Cover

Wages Weakness Continues To Play Out As Confidence Falls [Podcast]

We look at the latest ABS data in wages and the most recent ME Bank survey on Financial Comfort. https://www.abs.gov.au/AUSSTATS/[email protected]/DetailsPage/6345.0Jun%202019?OpenDocument https://www.mebank.com.au/news/household-financial-comfort-report/ Some charts from...

Listen

Episode

April 04, 2020 00:26:16
Episode Cover

Transwarp Stimulus – DFA Daily 04 April 2020 [Podcast]

The latest edition of our finance and property news digest with a distinctively Australian flavour. To quote Star Trek: A whole new dimension of...

Listen

Episode 0

January 13, 2019 00:33:38
Episode Cover

Going Up Or Going Down? – The Property Imperative Weekly 12 Jan 2019

The latest edition of our weekly finance and property news digest with a distinctively Australian flavour. Please share this post to help to spread...

Listen